During the recent presidential debate, Vice President Kamala Harris addressed the escalating issue of home insurance losses linked to climate change, emphasizing the harsh realities faced by homeowners as extreme weather events become more frequent. She highlighted that many families are experiencing skyrocketing premiums or losing coverage entirely, especially in areas prone to wildfires and storms. While discussing energy policy, Harris also pointed to the record increase in US oil production under the Biden administration, suggesting a balanced approach that appeals to both environmental and fossil fuel interests. However, she faces pressure to clarify her climate policies as her current platform lacks the aggressive proposals from her 2020 campaign. Harris' campaign appears to prioritize building on Biden's climate legacy while navigating the political landscape influenced by rising costs and energy security. Overall, her strategy reflects a shift towards centrism amid growing concerns about climate impacts on insurance and housing stability.