XRP Surges Near $4 Amid GENIUS Act Crypto Regulatory Shift

The cryptocurrency market is experiencing significant momentum, with Bitcoin recently surpassing $120,000 and XRP reaching a new all-time high of $3.45, making it the third-largest crypto by market cap behind Bitcoin and Ethereum. XRP's surge is largely attributed to the U.S. House of Representatives passing the GENIUS Act, which aims to establish clear regulatory frameworks for stablecoins and integrate crypto into mainstream U.S. payment systems, signaling strong governmental support under President Donald Trump's administration. Alongside XRP and Bitcoin, altcoins like Solana and meme coin Little Pepe (LILPEPE) are gaining investor interest due to their growth potential, technological innovations, and upcoming catalysts such as regulatory reports and legislative votes. The crypto market's combined value nears $4 trillion, bolstered by rallies in Bitcoin, Ethereum, and XRP, with anticipation building around a July 22 report from President Trump's digital asset task force that could introduce sweeping policy changes, potentially including a bitcoin reserve strategy. Investors are watching key resistance and support levels for Bitcoin and altcoins closely, as regulatory clarity and technological advances drive optimism for continued upward trends and possible altcoin supercycles. Overall, this period marks a pivotal moment for cryptocurrency as government endorsement and market dynamics converge to fuel broad-based gains.