Ripple Settlement Denied, Institutional XRP Limits Remain

Judge Analisa Torres has rejected a joint motion by Ripple and the SEC to reduce Ripple's penalty from $125 million to $50 million and lift the permanent injunction on institutional XRP sales, reinforcing that private settlements cannot override public court rulings. Ripple now faces the choice of either accepting the judgment or continuing its appeal, which could prolong the legal battle for years. Institutional XRP sales remain subject to existing securities regulations, while the status of retail XRP trading is unchanged. Ripple has announced technological advancements, including XRP Ledger upgrades for batch transactions and the integration of Wormhole for enhanced cross-chain interoperability, supporting institutional adoption and real-world asset tokenization. XRP prices have seen short-term declines amid ongoing legal uncertainty but still show significant year-to-date growth. The case highlights both the evolving regulatory environment and Ripple's continued push for innovation in the broader financial market.