Kamala Harris, the Democratic presidential nominee, has unveiled a housing agenda that includes plans to construct 3 million new homes and implement tax incentives to address the U.S. housing crisis, which has left many families unable to afford homeownership. Despite avoiding specific policies in her campaign, she emphasized the need to alleviate rising housing costs, which voters ranked as their second-most pressing economic concern. Harris's proposal aligns with the YIMBY movement's stance that the housing affordability crisis is primarily a supply issue exacerbated by local zoning laws. In contrast, Republican candidate Donald Trump has promised tax breaks but has defended local housing restrictions that hinder affordable housing development. Experts warn that while increasing supply is vital, demand-side policies like down payment assistance could inadvertently inflate prices if not managed carefully. The U.S. faces a significant housing shortage, with estimates ranging from 4 million to 7 million homes needed to meet demand.