Open Enrollment Begins for US Health Plans

Open Enrollment for health insurance begins on November 1, 2024, for various programs, including the Affordable Care Act (ACA) marketplace and state-specific exchanges like Maryland Health Connection. Maryland's enrollment period runs through January 15, 2025, with new options available for DACA recipients and significant financial assistance for enrollees. Americans are urged to consider the ACA as a critical right to affordable health care, especially with upcoming elections that could threaten funding and eligibility for subsidies. In Alabama, the ACA marketplace continues to offer subsidized plans, but there are concerns that without congressional action, many could see significant premium increases after 2025. The Maryland Health Benefit Exchange reports that over 90% of enrollees receive financial help, with notable increases in enrollment among minority groups. Overall, citizens are encouraged to review their options carefully during this critical enrollment period to secure necessary coverage for the coming year.