The Department of Education has paused loan repayments for 8 million borrowers following a federal court ruling that blocked the Biden administration's SAVE plan. This plan, aimed at reducing payments and offering loan forgiveness, faces legal challenges from Republican-led states. Education Secretary Miguel Cardona criticized the 8th Circuit Court’s decision, stating it would force borrowers to pay significantly more each month. The pause means borrowers will not accrue interest or make payments while the legal battle continues. The Department of Education advises affected borrowers to contact their loan servicers for alternative repayment plans. The Biden administration has already approved $169 billion in relief for nearly 4.8 million Americans.