Rudy Giuliani, facing creditors' opposition, seeks to convert his Chapter 11 bankruptcy to Chapter 7 liquidation, with creditors viewing this move as a delay tactic to avoid payment. Creditors argue Giuliani's lack of transparency and ongoing spending necessitate an independent trustee to control his finances and collect debts. Giuliani's behavior, including missed deadlines and understating assets, has fueled the creditors' objections, with allegations of attempting to evade accountability for a $148 million defamation judgment. The court battle intensifies as Giuliani's creditors push for more oversight, citing concerns about his financial disclosures and spending habits amid the bankruptcy proceedings.