Affirm Reports Q4 Earnings Beat, Raises FY2026 Sales Guidance

Affirm Holdings reported strong financial results for its fiscal 2025 fourth quarter, surpassing earnings and revenue expectations driven by significant growth in gross merchandise volume. Following the positive quarterly performance, Affirm issued robust guidance for fiscal year 2026, projecting sales to reach $3.864 billion, well above estimates. The company also provided a forecast for its first quarter sales, anticipating a range between $855 million and $885 million, close to analyst estimates. Affirm’s leadership highlighted their mission to deliver transparent financial products that empower consumers and support merchant growth without charging late or hidden fees. The company hosted a conference call to discuss these results and its outlook, emphasizing its commitment to building a trustworthy payment network. Market reaction was favorable, with Affirm’s stock rising approximately 9.6% in after-hours trading following the earnings announcement.