Ivy, Circle Enable Real-Time USDC, EURC Payments Across Europe

German fintech Ivy has partnered with Circle to integrate stablecoins USDC and EURC into its real-time payment infrastructure, enabling seamless conversions between fiat currencies and stablecoins via Ivy's API. This collaboration allows crypto platforms, payment service providers, and e-commerce merchants across Europe to execute instant bank payments and stablecoin settlements 24/7, eliminating traditional banking hours and reducing transaction complexity. Ivy's system supports minting and burning of stablecoins directly through its euro bank payment network without intermediaries, facilitating faster cross-border payments and improved liquidity management. Circle's USDC and EURC stablecoins, fully backed by liquid reserves and transparently attested monthly, provide trust and reliability for users. This partnership responds to rising demand for efficient digital payment solutions, highlighted by stablecoin transaction volumes surpassing those of Visa and Mastercard, and represents a significant step toward a more inclusive and instant global financial ecosystem. Meanwhile, Coinbase is also driving USDC adoption by expanding stablecoin use in payments, financial services, and derivatives, reinforcing stablecoins as a key growth driver beyond trading.