Investar Surpasses Q2 Earnings, Plans Wichita Falls Acquisition

Investar Holding Corporation reported strong second-quarter 2025 results, beating earnings expectations with adjusted EPS of $0.47 and net income of $4.5 million, reflecting growth compared to the previous year despite a decline from the first quarter. The bank improved its net interest margin by 16 basis points to 3.03%, lowered funding costs, and expanded its business lending, particularly in variable-rate loans. Investar announced a strategic acquisition of Wichita Falls Bancshares for approximately $83.6 million, which will increase its total assets to over $4 billion and marks a transformational growth milestone. Analysts remain optimistic, assigning a consensus 'buy' or 'strong buy' rating with price targets suggesting up to 19% upside from current levels. The acquisition aligns with Investar's long-term strategy of growth through selective deals and balance sheet optimization, emphasizing personalized customer service. Overall, Investar demonstrates how regional banks are adapting successfully to a shifting interest rate environment by combining organic growth with strategic expansion.