Comerica Reports 16% Q2 Net Income Growth Beats Estimates

Comerica Incorporated reported strong second-quarter 2025 financial results, surpassing earnings expectations with an EPS of $1.42, beating the consensus estimate by $0.17, and achieving a 16% rise in net income to $199 million. The bank's revenues grew 3% year-over-year to $849 million, slightly above analyst estimates, supported by stable net interest income of $575 million despite a slight margin compression to 3.16%. Loan growth and increased noninterest income contributed to higher pre-provision net revenue, while credit quality remained solid with low net charge-offs and stable reserves. Comerica's capital position remains robust, with a common equity Tier 1 capital ratio of 11.94%, supporting dividends, share repurchases, and ongoing loan growth. The company continues its strategic expansion across 15 states and 13 major U.S. metropolitan areas, operating through its Commercial Bank, Retail Bank, and Wealth Management segments, though some financial details were initially sparse in press releases, prompting analysts to seek more comprehensive data. Despite the positive results, analyst consensus currently rates Comerica as a 'Hold' with average price targets suggesting a slight downside from current market levels.