Residents of Windwood Condominium in Minneapolis are facing drastic increases in their homeowner's association fees, attributed to rising insurance costs from frequent hail storms. Insurance expert Eric Skarnes notes that Minnesota's recent surge in hail events has made it one of the least profitable states for insurance companies, leading to higher premiums, deductibles, and policy exclusions. Many homeowners, like Joan Hasper and Floyd Grabiel, report their monthly fees doubling or tripling, creating financial strain for long-term residents. The insurance market's challenges are compounded by major companies withdrawing from the state, leaving HOAs with limited options and skyrocketing costs. As summer heat approaches, energy companies like Evergy advise homeowners to manage energy bills by setting thermostats to 78 degrees and addressing air leaks. South-central North Dakota is also under a Level 2 risk for severe thunderstorms, raising concerns over potential wildfires due to dry conditions.