Zoopla Reveals UK's Most Affordable Housing Areas

Cumnock in Ayrshire, Scotland, has been identified as the most affordable place to buy a home in Britain in 2024, with an average property price of £80,300, significantly lower than the UK average of £267,500. The town's affordability is attributed to its historical decline following the downturn of coal mining in the 1980s, resulting in a population decrease. Croydon, in South London, has been recognized as the most affordable area within the capital, with homes costing around 4.7 times the local average income. House prices across Britain show that dual-income households typically need to spend around 3.8 times their combined income to purchase a property, while single buyers face a steeper challenge at 7.6 times their income. Other affordable towns in Ayrshire include Girvan, Saltcoats, and Ardrossan, highlighting the region's prominence in the affordability rankings. The overall affordability issue is pressing, as many potential buyers face challenges due to rising living costs.