Beeline Raises $6.5M, Cuts Debt 70% in H1 2025

Beeline Holdings, Inc., a fintech company specializing in digital mortgage platforms and AI-powered home loan processing, raised $6.5 million in new capital in late June 2025 through its At-The-Market and equity line of credit programs. Concurrently, it reduced its third-party debt by $5.3 million in the first half of 2025, lowering outstanding debt to $2.3 million, excluding its subsidiary's mortgage warehousing line. The company ended the quarter with over $6 million in cash and reported approximately $40 million in shareholders' equity as of March 31, 2025, though its shares trade at about 30% of book value. CEO Nick Liuzza highlighted the company's disciplined and innovative approach amid a challenging macroeconomic environment and expressed optimism about lower interest rates and growth in its SaaS division, Beeline Labs. CFO Chris Moe emphasized the company's focus on becoming debt-free and achieving positive cash flow, anticipating that market valuations will eventually reflect Beeline's fundamentals. Additionally, Beeline is conducting stablecoin-based fractional equity sales and has made strategic board appointments to support its growth and capital market strategies.