Study Finds Nearly Half Indian Apps Use Hidden Fees, Subscription Traps

Financial experts highlight that money management strategies typically used by the wealthy, such as bank bonus harvesting, cash-back credit cards, and tax-loss harvesting, can also benefit average earners seeking to optimize their finances. In the crypto sector, innovative platforms like Nudge are transforming incentive models by rewarding users for strategic asset reallocations rather than simply attracting new capital, aiming for sustainable ecosystem growth. Meanwhile, a study on Indian digital platforms reveals widespread use of deceptive 'dark patterns' like drip pricing and subscription traps that frustrate consumers despite regulatory efforts. For individuals looking to generate income online, practical advice emphasizes consistent, high-quality content creation on platforms like Medium and leveraging multiple monetization strategies, including affiliate marketing, email list building, and course creation, to build sustainable revenue streams. Both financial and digital content strategies underscore the importance of intentional planning and leveraging available tools to maximize returns and engagement.