Social Security is currently facing a significant deficit, drawing from its reserves, which are projected to be depleted by 2033, leading to a potential 21% cut in benefits for approximately 70 million beneficiaries. This reduction may severely impact low-income retirees, who rely more on Social Security for their income, risking their ability to cover basic living expenses. Additionally, many retirees are advised to delay claiming benefits until age 70 to maximize their payouts, yet only a small percentage currently make this financially optimal decision. Meanwhile, a calendar quirk has led to a temporary disruption for Supplemental Security Income recipients, who will not receive payments in September, though they will not face a financial loss overall. Furthermore, the Social Security Administration is shifting to accepting digital signatures on many forms to streamline applications and reduce processing times. These developments highlight the urgent need for reforms to ensure the program's sustainability and efficiency.