The housing sector is facing significant challenges globally, with banking institutions struggling to provide affordable housing finance due to high costs and bureaucratic processes, as highlighted in a recent monetary policy review. In the U.S., Representatives French Hill and Mike Lawler are preparing a housing policy agenda for Congress, aiming to address long-standing inefficiencies in federal housing policy, which has primarily focused on boosting demand rather than supply. Meanwhile, Scotland's Young Housing Professionals' Network has convened to discuss the future of the housing industry, emphasizing the need for training and collaboration among emerging leaders to tackle pressing issues like the cost-of-living crisis and the upgrading of existing housing stock. The Scottish summit aimed to foster new talent and address the challenges facing the sector, especially as the government faces a housing emergency. As these discussions unfold, the importance of balancing supply and demand in housing policy remains critical to alleviating the ongoing housing crisis.