Regions Financial Beats Q2 2025 Estimates

Regions Financial Corporation reported strong second-quarter 2025 results, with adjusted earnings per share of $0.60, surpassing analyst expectations. Revenue rose 10.1% year over year to $1.91 billion, driven by net interest income of $1.26 billion (up 6.2%) and a 19% increase in non-interest income. The bank improved its efficiency ratio to 56% and raised its full-year net interest income growth forecast to 3%-5%, exceeding Wall Street estimates. Provision for credit losses increased to $126 million, indicating a cautious outlook, though the bank's capital position remains robust. Shares of Regions Financial rallied after the announcement, outperforming the broader market. CEO John Turner attributed the bank’s momentum to investments in talent, technology, and core fee-based businesses, supporting long-term value creation.