May Social Security Payments Start May 14, 2025

May’s Social Security payments, with maximum monthly amounts up to $5,108 for those retiring at age 70, are distributed on a schedule based on beneficiaries' birth dates. Payments begin on the second Wednesday of the month, with those born between the 1st and 10th receiving checks first, followed by beneficiaries with later birth dates in subsequent weeks. The Social Security program is funded by payroll taxes from employees and employers, but analysts warn that unless Congress intervenes, benefit amounts could be reduced starting in 2034 due to a growing retiree population and a shrinking workforce. Payment amounts depend on retirement age, total contributions, and years worked, with early retirees at 62 receiving less than those who wait until 70. Beneficiaries can use the Social Security Administration's online tools to estimate their payments, and are advised to contact the SSA if payments do not arrive within three business days of the scheduled date. The SSA also provides multiple ways to contact them, including online accounts, phone, mail, and in-person visits.