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The Discover it® Student Chrome card offers college students a way to build credit while earning rewards, providing 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, alongside unlimited 1% cash back on other purchases. New cardholders benefit from a 0% APR on purchases for the first six billing cycles, after which a variable APR of 17.24% to 26.24% applies. Discover matches all cash back earned in the first year, doubling the rewards without any minimum spending limit. To maximize rewards, students should manage their credit responsibly by making timely payments and maintaining low credit utilization. Additionally, Discover provides tools such as free FICO® scores and alerts to help students navigate their credit journey. This card is particularly advantageous for students who frequently dine out and refuel at gas stations.