SSA to End Paper Checks Nationwide September 2025

Starting September 30, 2025, the Social Security Administration will end paper check payments, requiring all federal benefits—including Social Security and Supplemental Security Income—to be delivered electronically via direct deposit or government-issued debit cards. This transition, mandated by President Trump’s 2025 executive order, aims to modernize federal payments, reduce costs, and improve security. Over 99% of beneficiaries already receive electronic payments, but about 520,000, mainly seniors, rural residents, and those without bank accounts, must switch to avoid benefit disruption. The move is expected to save the government up to $750 million annually and reduce fraud and theft risks. Experts stress the need for clear communication and gradual implementation to help vulnerable recipients. Since Social Security typically replaces only about 40% of pre-retirement income, adapting to these changes is essential for financial stability.