Craft Silicon, APTS Set Digital AI Banking Benchmark Sri Lanka

Artificial intelligence (AI) is profoundly transforming the banking and financial services sector by enhancing operational efficiency, customer experience, and security. The integration of AI with crypto payment systems is enabling dynamic decision-making and reshaping user interactions within the Web3 ecosystem, exemplified by partnerships like Gaia Network with MoonPay and AEON's AI-powered payment protocols. Despite early adoption successes, many banks face challenges scaling AI due to fragmented data, governance issues, and unclear ROI, necessitating strategic alignment of AI initiatives with business goals and investments in cross-functional talent. Industry leaders advocate for empowerment of teams to harness AI capabilities effectively, with particular emphasis on generative AI’s potential to revolutionize banking services including fraud detection, personalized customer service, and regulatory compliance. Strategic partnerships, such as between Craft Silicon and Sri Lanka’s APTS, are facilitating the deployment of AI-driven digital banking solutions, enabling financial institutions to accelerate their digital transformation securely and flexibly. Overall, AI continues to be a critical competitive advantage, driving innovation and operational resilience across global financial institutions.