Tropical Storm Debby, which initially made landfall as a Category 1 hurricane in Steinhatchee, FL, has caused power outages and minor damages to automobile dealerships across Florida. The storm weakened quickly but continues to bring heavy rain and flooding to parts of Georgia and South Carolina. Despite the impact, the overall damage is less severe compared to previous hurricanes like Idalia and Ian, with modest financial losses expected. Four deaths have been reported, and local officials emphasize the importance of flood insurance and preparation for future storms. The storm's impact highlights ongoing issues with insurance coverage, especially in high-risk areas where many residents remain uninsured or under-covered. As the Atlantic hurricane season peaks, it's crucial for homeowners to understand their insurance policies to ensure adequate protection.