TransUnion Raises Outlook After Q3 Beat

TransUnion reported Q3 2025 results with revenue of about $1.17 billion (≈+8% year‑over‑year), adjusted EPS of $1.10 that topped consensus of $1.04, and GAAP net income of $96.6 million ($0.49/share) versus $68.0 million ($0.35) a year earlier. Management raised full‑year guidance to adjusted EPS of $4.19–$4.25 and revenue of $4.52–$4.54 billion, and provided Q4 guidance of $0.97–$1.02 adjusted EPS and $1.119–$1.139 billion in revenue. Executives cited robust demand for credit reports and improving profitability, with operating margin around 17.8% and free cash flow margin near 20.6%, driven by strength in U.S. financial‑services plus contributions from emerging verticals and international markets. The results and upgraded outlook produced a premarket stock pop of about 6.6% (to roughly $86), though shares have underperformed the broader market year‑to‑date. CEO Chris Cartwright highlighted the company’s long‑term earnings power, and analysts said they will watch management commentary and earnings‑estimate revisions for direction going forward.