Visa, Mastercard Launch AI-Powered Agent Payment Platforms

Visa and Mastercard have both launched major initiatives enabling artificial intelligence (AI) agents to make purchases and payments on behalf of consumers, signaling a significant advancement in agentic commerce. Visa's 'Intelligent Commerce' platform, developed with AI leaders such as OpenAI, Microsoft, and Anthropic, allows AI agents to autonomously search, recommend, and complete purchases using Visa's payment network, emphasizing convenience and robust security. Mastercard's 'Agent Pay' program offers similar capabilities, integrating with AI platforms like Microsoft's Copilot and utilizing Agentic Tokens for secure, personalized transactions. Both companies are collaborating with technology partners including Microsoft, IBM, and Braintree to build secure, trusted ecosystems for AI-driven commerce. These initiatives are expected to transform the shopping experience, expand the role of digital assistants, and drive future growth for both payment giants. The moves mark a shift toward frictionless finance, with AI agents managing routine purchases and payments.