Standard Chartered Q3 Profit Up ~9%, Upgrades Guidance

Standard Chartered reported Q3 2025 underlying profit before tax rose about 9% year‑over‑year at constant currency to roughly $1.99 billion (statutory PBT $1.77 billion), and net profit attributable to ordinary shareholders increased about 10% to $1.03 billion. Operating income was $5.1 billion, up 5% at constant currency, with non‑interest income up 12% while net interest income was slightly down year‑on‑year but rose 1% quarter‑on‑quarter. Operating expenses increased about 4%, leaving positive income‑to‑cost jaws of roughly 1%. Management upgraded 2025 guidance toward the upper end of its 5–7% income growth range and said it now expects an underlying RoTE of around 13% a year earlier than planned, driven by double‑digit growth in Wealth Solutions and Global Banking. The bank said it has invested about $1.5 billion in wealth and digital capabilities and its shares ticked higher following the results.