Mastercard Q4 Profit Surges, Stock Rises 4.9%

Mastercard's Q4 earnings exceeded Wall Street expectations, with adjusted earnings per share reaching $3.82, surpassing the consensus estimate of $3.69. The company reported a net revenue increase of 14% to $7.49 billion, driven by a 20% rise in cross-border volume and a 12% rise in gross dollar volume. Mastercard's performance was bolstered by increased consumer spending during the holiday season, supported by a robust labor market and wage growth. The company's strategic focus on diversifying its services, including cybersecurity and blockchain technology, alongside acquisitions such as Recorded Future, has strengthened its market position. Mastercard's stock saw a significant rise following the earnings report, with shares increasing by up to 4.9% in value. Looking ahead, Mastercard anticipates continued revenue growth in the low double-digits percentage range for 2025, supported by its comprehensive payment solutions and value-added services.