AI-Driven Crypto Payroll Expands Across Asia, Transforming Fintech Startups

The integration of AI and stablecoins into crypto payroll systems is revolutionizing how startups and SMEs manage employee compensation, particularly amid growing demand for flexible, cross-border, and less volatile payment options. AI enhances security, compliance, and efficiency by monitoring transactions in real time and adapting to regulatory changes, while stablecoins offer a stable, predictable alternative to volatile cryptocurrencies, appealing especially to freelancers and remote workers. Scott Bessent, leading the U.S. Treasury, is seen as a pivotal figure who might clarify the U.S. regulatory landscape, potentially legitimizing and expanding crypto payroll adoption among SMEs. Despite concerns over cryptocurrency volatility, exemplified by SHIB's recent price surge, fintech startups are encouraged to diversify payment assets and include stablecoins to mitigate risks and attract tech-savvy talent. Decentralized payment systems like Zeebu further disrupt traditional banking by enabling instant, borderless, and low-cost transactions, which benefit SMEs by improving operational efficiency and supporting financial inclusion. Collectively, these innovations signal a significant transformation in payroll systems toward more agile, inclusive, and technology-driven financial solutions.