A series of studies reveal significant concerns among Americans regarding retirement planning as the 2024 presidential election approaches. BlackRock's survey highlights that 81% of retirement advisors are prioritizing income solutions amidst fears of participants outliving their savings, while Wealth Enhancement Group reports 80% of Americans fear election outcomes will impact their retirement plans, particularly due to inflation and potential tax hikes. Many are uncertain about Social Security's future, with Allianz Life's study indicating that 60% of millennials and 51% of Generation X lack understanding of its role in retirement. Additionally, 65% of middle-class Americans urge immediate reforms to Social Security to address funding issues, with similar worries about Medicare's sustainability. Despite these fears, a significant portion of Americans remains optimistic about their long-term retirement prospects. Financial experts emphasize the importance of long-term planning, suggesting that election results may have minimal impact on market performance.