Tech Giants and Nations Navigate Crypto and Finance

Microsoft is contemplating an investment in Bitcoin, despite opposition from its board, potentially impacting Bitcoin's market due to its low exchange supply. Chainlink's new integration with Swift aims to bridge the gap between cryptocurrencies and traditional finance, enhancing cross-chain transactions and transparency. Meanwhile, India's central bank governor warns against the destabilizing effect of cryptocurrencies on monetary policy, though India has softened its stance with a 30% tax on crypto earnings. Payment hubs are emerging as a solution for smaller financial institutions to streamline payment processes through a unified system, enhancing efficiency and reducing costs. Additionally, the 'Buy Now Pay Later' service exemplifies fintech's influence on consumer behavior by offering flexible payment options without traditional banking hurdles. In Brunei, a study highlights factors influencing the adoption of a cashless economy, including digital literacy and security concerns, providing insights for future policy development.