Trident Growth Leads ₹120 Crore Funding in Credit Wise Capital for Tier 2–4 Expansion

Credit Wise Capital (CWC), a Mumbai-based non-banking financial company, has raised ₹120 crore from Trident Growth Partners to expand its two-wheeler and secured lending business, particularly targeting underserved Tier 2 to Tier 4 cities across India. This investment is part of a ₹200 crore funding round and represents CWC's first institutional capital raise, aimed at significantly growing its assets under management over the next three years and expanding into additional secured lending segments. The company currently manages assets worth ₹645 crore and has financed over 200,000 two-wheelers, with a strong presence across 215 cities in 10 states. Trident Growth Partners highlighted the strength of CWC’s phygital distribution model, disciplined asset quality, and focus on customer experience as key factors for their investment. The fresh capital will also be used to enhance CWC’s proprietary technology platform that delivers real-time, customer-focused credit services to underserved communities, supporting financial inclusion in India’s rapidly growing economy. This funding aligns with TGP's strategy to invest in high-growth, founder-led companies that drive impact in India's consumption and financial ecosystems.