Empower Survey Finds Majority US Workers Seek Expanded Retirement Private Investment Access
Empower Survey Finds Majority US Workers Seek Expanded Retirement Private Investment Access

Empower Survey Finds Majority US Workers Seek Expanded Retirement Private Investment Access

News summary

President Donald Trump signed the 'One Big Beautiful Bill' (OBBB) into law on July 4, 2025, which includes significant expansions to employee benefits, particularly Health Savings Accounts (HSAs) and related healthcare provisions. The bill permanently allows high-deductible health plans (HDHPs) to cover telehealth services on a first-dollar basis, enhancing access and flexibility for plan participants starting in 2026. It also expands the eligibility of Bronze and Catastrophic health plans available through the Exchange to be treated as HDHPs, making them compatible with HSAs. Additionally, direct primary care service arrangements will no longer disqualify individuals from HSA eligibility, allowing greater personal control over primary care access. Meanwhile, Empower Retirement is responding to growing demand among American workers for more choices in retirement savings, including adding private market investment options to 401(k) plans, a move that has sparked debate over potential risks versus the benefit of leveling the investment playing field. These legislative and corporate developments reflect broader trends toward increasing individual choice and access in both healthcare and retirement planning.

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Last Updated
4 days ago
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