Social Security recipients are anticipating a modest cost-of-living adjustment (COLA) of approximately 2.5% for 2025, translating to an average increase of $48 per month. This projected adjustment is lower than the previous year's 3.2% increase and reflects ongoing inflationary pressures that have diminished purchasing power, with estimates showing a 20% decline since 2010. The Social Security Administration will officially announce the COLA in October, based on consumer price data from July to September. Many retirees express financial concerns, with nearly 90% worried about inflation eroding their savings and a significant portion reporting monthly expenses exceeding $2,000. Current monthly benefits vary based on factors like retirement age and service years, with average benefits around $1,920. As inflation continues to affect essential costs, the need for adequate COLA adjustments remains critical for the financial stability of seniors.