U.S. House Passes GENIUS Stablecoin Act, Crypto Regulation Advances

In 2025, the U.S. government has made significant strides toward integrating cryptocurrencies into the mainstream financial landscape, marked by the House of Representatives passing landmark legislation such as the GENIUS Act and the CLARITY Act. President Trump signed the GENIUS Act into law, establishing a federal framework for stablecoins and signaling a commitment to making America a global leader in crypto technology. The CLARITY Act, which would shift regulatory oversight of the crypto sector from the SEC to the more crypto-friendly Commodity Futures Trading Commission, passed the House but faces potential challenges in the Senate amid concerns over regulatory leniency and industry favoritism. Additionally, the Anti-CBDC Surveillance State Act was approved, reflecting conservative efforts to prevent the Federal Reserve from issuing a central bank digital currency due to privacy concerns. These developments underscore a broader shift in U.S. policy from a cautious stance to actively shaping the future of digital assets, paralleling the growing adoption and trading sophistication of cryptocurrencies in everyday finance. Meanwhile, various crypto projects like BlockDAG have gained momentum, demonstrating real-world utility and investor interest, further highlighting the sector's dynamic growth and evolving regulatory environment.