Car insurance premiums are on the rise globally, with significant increases reported in various regions. In the Netherlands, average premiums have more than doubled over the past decade, with young drivers facing the steepest increases, averaging nearly €2,000 annually due to their lack of experience and higher perceived risks. In the U.S., state-based disparities show that drivers in densely populated areas like New York pay an average of $3,697 for full coverage, largely due to higher accident rates. Meanwhile, in Australia, the trend towards larger vehicles, such as SUVs, is contributing to increased insurance costs, with growing premiums impacting consumers amid a cost-of-living crisis. Insurance experts advise that vehicle choice significantly affects premiums, with color and model age also playing a role. As buyers navigate these challenges, they are encouraged to shop around for better rates and consider vehicle characteristics before purchase.