Indian Government Sets November 30 Deadline for Pensioners' Digital Life Certificates

The Indian government has introduced a new Unified Pension Scheme (UPS) for central government employees, set to begin on April 1, 2025, offering benefits such as 50% of the last basic salary as pension after 25 years of service and a minimum pension of ₹10,000 per month for those leaving after 10 years. Pensioners must submit their life certificates annually to continue receiving their pensions, with a deadline of November 30, 2025, and special provisions for those over 80 years old, who have a submission window starting October 1. The government has facilitated both online and offline submission methods, including digital certificates via the Jeevan Pramaan portal and mobile apps, with initiatives like life certificate camps in various regions to aid pensioners. Failure to submit the life certificate by the deadline will result in the suspension of pension payments, though pensions will be credited retroactively upon submission. These measures aim to prevent fraud and ensure pensions reach eligible recipients. Additionally, Social Security retirees in the U.S. should note the 2.8% cost-of-living adjustment announced for 2025 and ensure necessary actions by November 19 to optimize benefits.